The Doty Team

at Mid America Mortgage, Inc.

A Trusted Lender Since 1940.

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The Doty Team

VA Financing

Proudly Serving Veterans And Their Families

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The Doty Team

Rental Properties

Financing Solutions For 1-4 Unit Investment Properties

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The Doty Team

First Time Buyers

Offering Low And Zero Down Programs

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Getting you the best available mortgage for your situation.

Jim Doty

Jim Doty

Regional Sales Manager
NMLS #312957

E-mail: jim.doty@midamericamortgage.com
Local Phone: (661) 373-8299

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Types of Transactions We Handle:

  • Residential Purchase Financing
  • Rate and Term Refinancing
  • Cash-Out Refinancing (Most States)
  • Investment Property Loans
  • Condo & Townhouse Financing

Products We Offer:

  • Conforming Fixed Rate Mortgages
  • Conforming LIBOR ARMs (3/1, 5/1, 7/1)
  • FHA and VA Loans
  • FHA Low Fico, 203K Loans, & ARMs
  • VA Interest Rate Reduction Refinance (IRRRL)
  • DU Refi Plus
  • Jumbo Loans
  • USDA Mortgages

 

Why Are So Few Homes for Sale?

There is no doubt that the largest challenge in today’s housing market is a lack of housing inventory for sale. This challenge has been defined as an “overwhelming lack of supply,” and even a “straight up inventory crisis.” First American just released the results of...
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More Americans Say Now is a Good Time to Sell!

Recently released data from Fannie Mae’s National Housing Survey revealed that rising home prices were the catalyst behind an eight-point jump in the net percentage of respondents who say now is a good time to sell. The index is now 21 points higher than it was this...
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Home Sales Expected to Increase Nicely in 2018

Freddie Mac, Fannie Mae, and The Mortgage Bankers Association are all projecting that home sales will increase in 2018. Here is a chart showing what each entity is projecting in sales for the remainder of this year and the next. As we can see, each entity is...
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Home equity used to start seven percent of U.S. businesses

There’s a reason housing professionals and economists keep a watchful eye on the nation’s home equity levels. Not only can home equity help families and individuals build their wealth, it can provide valuable access to resources for a variety of businesses and...
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Happily Ever Homeowner

Married couples once again dominated the first-time homebuyer statistics last year at 66% of all buyers, according to the most recent Profile of Home Buyers & Sellers. It is no surprise that having two incomes to save for down payments and contribute to monthly...

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